22 State Farm Renters Insurance Reviews - Worth the Cost? (2023)

Andrea of South Bend, IN Verified Reviewer

Original review: Jan. 23, 2022

State Farm offers great coverage in renters insurance as well well as wonderful customer service. We have never had any issues and our questions are always answered well. We are highly satisfied with our choice.

Whitney of Salem, Oregon Verified Reviewer

Original review: Jan. 12, 2022

If you are seeking a company who like a good neighbor has their own back always, then look no further. This company made the entire process painful, and frankly a bit ridiculous on many levels. Bottomline is this!!! How much are they making, and that's it. When the final agreement has been signed, count on never hearing a word back from your agent or adjuster ever again! Way to go State Farm!! You lead by great example. You must be so so so proud of all you have accomplished. Keep it up. Friend.

Marlon of South Bend, Indiana Verified Reviewer

Original review: Jan. 11, 2022

Renters insurance is SUPER simple through State Farm. Full disclosure, I worked for a State Farm when I started my policy, but I don't work for them anymore (but I kept the insurance). I had never had renter's before my agent (then boss) explained it to me, and now I recommend it to everyone renting, especially because it can be so affordable! I personally haven't had to file a claim, but I know personal friends who have and it has totally come through for them. Additionally, when we moved a couple months ago it was insanely easy to update our address and not have any lapse in coverage. And the State Farm app makes it super easy to monitor and make payments as well! Highly recommend!

Carrie of Riverside, California Verified Reviewer

Original review: Jan. 10, 2022

Just the process of purchasing the correct insurance took more time than was necessary. I was simply adding it to my existing auto policies. I have 3 autos and have been a customer with State Farm over 30 years and have seen their customer service decline in recent years. I am currently seeking out other companies for a comparison.

Sharon of Memphis, TN Verified Reviewer

Original review: Jan. 9, 2022

I had State Farm's renter's Insurance for many years, for protection of my personal property, not ever thinking that I would ever have to use it. Unfortunately one morning my daughter woke up after I had left for work to an electrical outlet fire in her bedroom. I'm so very grateful that the smoke detectors were in good working order, and that the FDD got to her in a timely manner. My daughter's life was spared which was most important, but afterwards we had to deal with the damage that was done emotionally and physically. State Farm made the claims process easy and it was done in such a timely and professional manner. Within less than 1 month I received a check to cover the damaged personal property. I highly recommend State Farm Renter's Insurance. Also the monthly payments are very affordable. It's better to need it and have it, than to not have it but need it.

Angela of Atlanta, GA Verified Reviewer

Original review: Jan. 8, 2022

I have not had to file a claim with them, but I have the confidence in them to know they would come through. I have bundle my services together and they have given me a great discount. The greatest thing about them is their staff, they are the greatest.

Nancy of Milwaukee, WI Verified Reviewer

Original review: May 16, 2021

Mother passed away August 2020, on 9/2/20 I called Dane **'s office to inform him. Spoke with someone named Jeff, he said he will cancel policy and send a check for $95.80 in her name. I recently received a renewal bill for her renters ins., called and spoke with Dane. His response was "her policy is still in effect, I can only go back 30 days for a refund, and I don't know who Jeff is". He finally agreed if I provide him with a Death Certificate and Lease Termination he'll look further into it. Worst customer service and less empathy. I haven't heard that State Farm has to file bankruptcy..

ANTHONY of Philadelphia, PA Verified Reviewer

Original review: Jan. 30, 2021

Been a State Farm policy holder for over 20 years. Whether Car insurance, Home Insurance, or as the case is now Renters Insurance, I have always felt confident have State Farm by my side. Though I’ve never had to put in a claim on my renters insurance as of yet. I feel confident in the pricing I pay and that State Farm would be there in my time of need.

Quincey of Omaha, NE Verified Reviewer

Original review: Jan. 23, 2021

State Farm has always been great to work with. They seamlessly transferred my policy from one state to another, finding me a local agent to work with to make the process easy for me. Their rates are very affordable and offer excellent coverage. State Farm has my business for years to come.

Patrick of Cornwall, NY Verified Reviewer

Original review: Jan. 22, 2021

This insurance is provides peace of mind for anyone renting that is concerned about loss to their property in the apartment. It is not expense with an annual policy for a whole year less than $200.00. You can bundle it with auto and it will reduce the premium. I have a local agent that is very helpful and the staff is always great. I feel they provided the insurance that I need for the apartment.